Isabelle Flückiger,Meryem Duygun
Isabelle Flückiger
Threshold effect for the life insurance industry: evidence from OECD countries [0.03%]
OECD国家人寿保险业的门槛效应证据分析
Ingrid-Mihaela Dragotă,Cosmin Octavian Cepoi,Lavinia Ştefan
Ingrid-Mihaela Dragotă
We investigate the impact of new financial and economic determinants on life insurance demand for 29 OECD countries for the period 2005-2017 while controlling for a set of widely used socio-demographic and economic characteristics. Based on...
Frank Cremer,Barry Sheehan,Michael Fortmann et al.
Frank Cremer et al.
Cybercrime is estimated to have cost the global economy just under USD 1 trillion in 2020, indicating an increase of more than 50% since 2018. With the average cyber insurance claim rising from USD 145,000 in 2019 to USD 359,000 in 2020, th...
Willem Standaert,Steve Muylle
Willem Standaert
While some consider open insurance to be a buzzword with more hype than substance, the underlying trend of open finance stimulates insurers to use digital technology to exchange data with third parties to realise process efficiencies and de...
On the macrofinancial determinants of life and non-life insurance premiums [0.03%]
关于生命保险和非生命保险保费的宏观金融决定因素
Martin Hodula,Jan Janků,Martin Časta et al.
Martin Hodula et al.
This paper tests potential determinants of the development of the insurance sector. Using a rich dataset for 24 European countries spanning two decades, we identify a set of macrofinancial factors that are the most robust predictors of grow...
Davide Lanfranchi,Laura Grassi
Davide Lanfranchi
The insurance industry is innovating. Business models, services and processes are rapidly evolving, largely backed by technological developments. The particular historical context of COVID-19 provides a suitable case to understand the relev...
Can risk rating increase the ability of voluntary deductibles to reduce moral hazard? [0.03%]
风险评级能提高自愿型免赔额降低道德风险的能力吗？
M Antonini,R C van Kleef,J Henriquez et al.
M Antonini et al.
Several regulated health insurance markets include the option for consumers to choose a voluntary deductible. An important motive for this option is to reduce moral hazard. In return for a voluntary deductible, consumers receive a premium r...
Suspension of insurers' dividends as a response to the COVID-19 crisis: evidence from the European insurance equity market [0.03%]
作为对COVID-19危机的反应，暂停保险公司的分红：来自欧洲保险公司股票市场的证据
Petr Jakubik,Saida Teleu
Petr Jakubik
The recent COVID-19 outbreak and significant increase in resulting global uncertainty poses many challenges to financial sectors. Many regulators took measures to safeguard the resilience of financial institutions by requesting postponement...
David Mark Dror,Martin Eling
David Mark Dror
Does insurance demand react to economic policy uncertainty and geopolitical risk? Evidence from Saudi Arabia [0.03%]
沙特阿拉伯的保险需求会因经济政策不确定性及地缘政局风险变动而变化吗？
Wael Hemrit
Wael Hemrit
This study investigates the potential effect of economic policy uncertainty, geopolitical risk, non-oil output, inflation and corporate governance features on insurance companies in Saudi Arabia using quarterly data over the period 2013-201...