When does forecast-based insurance benefit? An economic analysis of drought risk anticipatory insurance [0.03%]
基于预测的保险何时受益？干旱风险预警保险的经济分析
Vaibhav Anand,Leah Poole-Selters,Alexa Gozdiff Spognardi et al.
Vaibhav Anand et al.
Improvements in forecasting technologies create opportunities for anticipatory actions before disasters occur. However, traditional ex post financing and limited operational capacity often prevent countries from acting early. This paper exa...
R Tamara Konetzka,Daifeng He,Jing Dong et al.
R Tamara Konetzka et al.
In private long-term care insurance markets, moral hazard is central to pricing and long-run robustness of the market, yet there is remarkably little evidence on the extent to which moral hazard is present in long-term care insurance. We us...
Jing Dong,Fabrice Smieliauskas,R Tamara Konetzka
Jing Dong
Although private long-term care insurance (LTCI) is often discussed as a potential solution to the need for long-term care financing in the U.S., there is little empirical evidence on the economic consequences of having LTCI. We use U.S. He...
Insurtech strategies: a comparison of incumbent insurance firms with new entrants [0.03%]
保险科技战略：既有保险公司与新进入者之比较
Christopher P Holland,Anil S Kavuri
Christopher P Holland
Insurtech is closely associated with digital transformation by new entrants that seek to disrupt insurance markets. However, the insurtech concept also includes its use by incumbent insurance companies, which are actively deploying a wide v...
On children's motives to influence parents' long-term care insurance purchase: evidence from Switzerland [0.03%]
来自瑞士的证据：子女激励父母购买长期护理保险的动机分析
Christophe Courbage,Guillem Montoliu-Montes,Joël Wagner
Christophe Courbage
Long-term care (LTC) is not only a concern for elderly individuals but also for their adult children, as the latter often provide financial support and informal care to their elderly dependents. Adult children may therefore have strong ince...
COVID-19 off-label uses of medicines: the role of civil liability and regulation [0.03%]
新冠肺炎疫情期间药品说明书外用药的法律责任和监管问题研究
Andrea Parziale
Andrea Parziale
Physicians can prescribe medicines for different indications than the tested and authorised ones. Such 'off-label' uses expand therapeutic options but also create uncertainties. The COVID-19 pandemic triggered new off-label uses and, despit...
Providing pandemic business interruption coverage with double trigger cat bonds [0.03%]
具有双重触发机制的猫债券提供大流行业务中断保险
André Schmitt,Sandrine Spaeter
André Schmitt
The aim of this paper is to show how qualified investors in cat bonds can offer adequate pandemic business interruption protection in a comprehensive public-private coverage scheme. First, we propose a numerical model to expose how cat bond...
Economic policy uncertainty and directors and officers liability insurance: a perspective on capital market pressures [0.03%]
经济政策不确定性与董事及高管责任保险：来自资本市场的视角
Huobao Xie,Can Lin
Huobao Xie
This study investigates the effects of economic policy uncertainty (EPU) on corporate purchases of directors and officers liability insurance from the perspective of capital market pressures. Using data on A-share Chinese listed firms from ...
Business interruption insurance as a means of spreading pandemic-related losses [0.03%]
以业务中断险分散新冠疫情所致损失
Piotr Tereszkiewicz
Piotr Tereszkiewicz
This article discusses business interruption insurance as a measure of spreading risk in the context of the COVID-19 pandemic. In drawing a picture of how business interruption insurance has been handled and governed to date by courts and r...
Distant relations: business interruption insurance and business closure insurance [0.03%]
远房亲戚：营业中断保险和停业保险
Ulrich Stahl
Ulrich Stahl
This article looks at COVID-19-related issues in the context of commercial and industrial insurance cover taken out against the risk of infectious disease. The focus is on government action taken and regulation passed in the U.K. and in Ger...