Household Financial Capability and Economic Hardship: An Empirical Examination of the Financial Capability Framework [0.03%]
金融能力框架的实证研究：基于家庭经济层面的视角分析
Sicong Sun,Yu-Chih Chen,David Ansong et al.
Sicong Sun et al.
This study investigates the components and mechanisms of the financial capability framework using national representative data from the 2015 National Financial Capability Study with the structural equation modeling approach. We find financi...
Sarah D Asebedo,Taufiq Hasan Quadria,Blake T Gray et al.
Sarah D Asebedo et al.
This study investigates how American adults' personality and financial self-efficacy (FSE) beliefs contributed to how they used their COVID-19 CARES Act Economic Impact Payment (EIP) for spending needs, spending wants, and financial transac...
Lu Fan,Robin Henager
Lu Fan
This study develops a conceptual framework that provides a broad understanding of financial well-being. Using the 2018 National Financial Capability Study and structural equation modeling methods, this study provides empirical evidence for ...
The Link Between Adverse Childhood Experiences and Financial Security in Adulthood [0.03%]
不良童年经历与成年经济安全之间的关联
Cynthia L Harter,John F R Harter
Cynthia L Harter
This study provides an evidence-based link between adverse childhood experiences (ACEs) and adult financial wellbeing. Drawing on a comprehensive financial wellbeing framework that was developed by the Consumer Financial Protection Bureau, ...
Parents Influence Responsible Credit Use in Young Adults: Empirical Evidence from the United States, France, and Brazil [0.03%]
父母影响美国、法国和巴西年轻一代负责任地用卡消费：实证证据
Danilo Braun Santos,Wesley Mendes-Da-Silva,Jill M Norvilitis et al.
Danilo Braun Santos et al.
From the start of adulthood, consumers are frequently faced with complex financial decisions, and the consequences of these decisions may be reflected throughout the rest of their lives. As access to credit has expanded among college studen...
Which Families Benefited from the Recent Personal Income Tax Reform in Taiwan: Evidence from the Administrative Data [0.03%]
台湾最近的个人所得税改革哪类家庭受益更大？行政数据的证据
Joseph Teyu Chou,Chien-Hao Fu
Joseph Teyu Chou
This paper examines the changes in vertical equity across different types of tax filing families during the span of a series of drastic personal income tax reforms in Taiwan. The newly enacted 2016 Taxpayer Rights Protection Act has brought...
Saving of Freshmen and Their Parents in Slovenia: Saving Motives and Links to Parental Financial Socialization [0.03%]
斯洛文尼亚新生及其父母的储蓄行为：储蓄动机与亲子金融社会化的关系
Žan Lep,Maja Zupančič,Mojca Poredoš
Žan Lep
Spending money within the budget, financial planning, and saving represent important positive financial behaviors that contribute to financial satisfaction of emerging adults, which in turn predicts their satisfaction with life. In a mixed ...
Let's Talk About it: Discussing Retirement with Multiple Sources is Associated with Retirement Preparation in Young Adults [0.03%]
让我们聊聊它：与多个信息来源讨论退休与年轻成年人的退休准备有关
Stanislav Treger
Stanislav Treger
Although young adults are interested in finance, their financial competence, especially about the topic of retirement, is fairly thin. With a large sample of members of Generation Z (ages 18-25, n = 1,311), I explored whether young adults t...
Income Shocks and Out-of-Pocket Health Care Spending: Implications for Single-Mother Families [0.03%]
收入冲击与自付医疗保健支出：单亲母亲家庭的影响
Irina B Grafova,Alan C Monheit,Rizie Kumar
Irina B Grafova
We examine how out-of-pocket health care spending by single-mother families responds to income losses. We use eleven two-year panels of the Medical Expenditure Panel Survey for the period 2004-2015 and apply the correlated random effects es...
Household Debt, Maternal Well-Being, and Child Adjustment in Germany: Examining the Family Stress Model by Family Structure [0.03%]
德国的家庭债务、母亲福祉和儿童适应状况：按家庭结构审视家庭压力模型
Valerie Heintz-Martin,Claudia Recksiedler,Alexandra N Langmeyer
Valerie Heintz-Martin
The amount of household debt tripled globally over the last decades and a sizable share of individuals and families are overindebted due to mortgages, credit cards, or consumer debt. Yet research on the distribution of debt across families,...