The nongroup health insurance market: short on facts, long on opinions and policy disputes [0.03%]
非团体健康保险市场：缺乏事实，观点和政策争议泛滥
Mark V Pauly,Len M Nichols
Mark V Pauly
Individual health insurance is more administratively costly and more prone to adverse selection (especially in the presence of community rating) than group health coverage is. In this paper we show that the individual market has been shrink...
Karen Davis,Cathy Schoen,Michelle Doty et al.
Karen Davis et al.
Many policymakers have called for the remodeling of Medicare to more closely resemble private insurance, which is often assumed to work better than public programs do. However, evidence from this 2001 survey demonstrates that Medicare benef...
Bradley C Strunk,Paul B Ginsburg,Jon R Gabel
Bradley C Strunk
For the first time in more than a decade, health care spending per capita rose at a double-digit rate in 2001, growing 10 percent. Spending on hospital services (both inpatient and outpatient) surged by 12 percent in 2001, reflecting increa...
Joint custody: bipartisan interest expands scope of tax-credit proposals [0.03%]
joint custody：两党共同兴趣扩大了税收抵免提案的范围
Robert Cunningham
Robert Cunningham
The Bush administration's proposal to use tax credits to cover the uninsured has not attracted enough bipartisan support to make headway in a divided Congress. Democratic objections have centered on the administration's insistence that the ...
Guaranteed renewability and the problem of risk variation in individual health insurance markets [0.03%]
基于个体健康保险市场的风险变化论续保承诺问题
Vip Patel,Mark V Pauly
Vip Patel
Consumers should be protected against fluctuations in premiums for private individual health insurance associated with the onset of high-cost chronic conditions. The most commonly discussed way to do so is through community rating, which pr...
Drew Altman,Mollyann Brodie
Drew Altman
This paper examines some of the strengths and limitations of polling and suggests specific things to look for to help judge the validity and importance of findings from polls. The authors, who conduct many polls, advise those who rely on po...
The continuing legacy of September 11 for Americans' health priorities [0.03%]
“9·11”事件对美国人健康优先事项的长期影响
Robert J Blendon,John T Young,Catherine M DesRoches et al.
Robert J Blendon et al.
Prescription drug coverage and seniors: how well are states closing the gap? [0.03%]
关于老年人处方药统筹：各州的收尾工作进行得如何？
Dana Gelb Safran,Patricia Neuman,Cathy Schoen et al.
Dana Gelb Safran et al.
As policymakers debate adding a drug benefit to Medicare, many states are attempting to provide drug coverage for low-income seniors through Medicaid and state-funded pharmacy assistance programs. This 2001 survey of seniors in eight states...
Kenneth E Thorpe,Adam Atherly
Kenneth E Thorpe
With the enactment of the Balanced Budget Act in 1997, the Medicare+Choice (M+C) program has been beset by plan withdrawals and declining enrollment. Despite this, M+C provides coverage to more than 12 percent of the Medicare population, a ...
How low can you go? The impact of reduced benefits and increased cost sharing [0.03%]
底线何在？减益增负的影响几何？
Jason S Lee,Laura Tollen
Jason S Lee
Amid escalating health care costs and a managed care backlash, employers are considering traditional cost control methods from the pre-managed care era. We use an actuarial model to estimate the premium-reducing effects of two such methods:...